EMPLOYERS LIABILITY INSURANCE
ELI is a legal requirement for all employers in the UK, which is set by the Employers Liability (Compulsory Insurance) Act 1969. As the employer, you must have insurance as soon as you employ a nanny.
Your policy must cover you for at least £5 million and come from an authorised insurer, as this will help you pay compensation if your nanny becomes ill or sustains an injury because of the work they do for you.
As an employer, you can be fined £2,500.00 every day for not being properly insured. You can also be fined a further £1,000.00 if you do not display your EL certificate or refuse to make it available to inspectors when they ask.
It is always advisable to check with your household insurers first before purchasing ELI as your household policy may cover you already.
We are now able to offer Employers Liability Insurance from our partners at George Baker.
· Costs £97, including Insurance Premium Tax.
· A £10M Limit of Indemnity, to cover damages and/or claimant's costs.
· Cover for up to 1 employee
· Cover if your nanny is temporarily travelling with you overseas.
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